Dwain,
If you boil down the concerns to their most basic elements, it seems to be something like: If I continue with the routine I've always done, I'll be safe. If I stray from that routine, I'll be unsafe.
It's the fear of the unknown and nothing more.
Or, put another way, if I drive on the freeway, in the city, and go about my life (where there are X number of traffic deaths, X number of muggings, and X number of murders every year), I'll be safe. But if I take a risk and go out into the forest, where there is almost nobody around, I'll get robbed and killed for sure.