Dennis and Melissa Posted December 17, 2023 Share Posted December 17, 2023 I'm looking into travel trailer insurance. We have one carrier now for all our home and auto. But I'm under the impression that travel trailers are not their specialty. Is there any downside to having a different company cover the trailer? 2024 OLEII - Hull MDIV, born 3/13/24 Ram 1500 5.7L 8 cyl hemi, 4wd, max tow, air shocks, 6’4” box, crew cab Link to comment Share on other sites More sharing options...
Moderator+ ScubaRx Posted December 18, 2023 Moderator+ Share Posted December 18, 2023 Other than not having a multi-car discount, I don't see any. We've never insured our trailers with the same as our auto-home carrier. 1 Steve, Tali and our dog Rocky plus our beloved Storm, Maggie, Lucy and Reacher (all waiting at the Rainbow Bridge) 2008 Legacy Elite I - Outlaw Oliver, Hull #026 | 2014 Legacy Elite II - Outlaw Oliver, Hull #050 | 2022 Silverado High Country 3500HD SRW Diesel 4x4 Link to comment Share on other sites More sharing options...
Steph and Dud B Posted December 18, 2023 Share Posted December 18, 2023 We have a different insurer for the trailer (Progressive). 1 Stephanie and Dudley from CT. 2022 LE2, Hull #1150: Eggcelsior. Tow vehicle: 2016 GMC Sierra 6.0 gas dually 4x4. Our Oliver journey: Steph and Dud B's RV Screed Where we've been RVing since 1999: Link to comment Share on other sites More sharing options...
Moderators SeaDawg Posted December 18, 2023 Moderators Share Posted December 18, 2023 I don't think there's any "downside, " unless you get a better status as long term policy holder with your auto insurance. We have a wonderful homeowner's insurance agent, a different company for boats and vehicles, and good Sam's for the Ollie. Shop around. See what works best for you. The insurance on the Ollie ( non-motorized) is the least expensive policy of all the others, but you still want backing from a reputable company. 1 2008 Ram 1500 4 × 4 2008 Oliver Elite, Hull #12 Florida and Western North Carolina, or wherever the truck goes.... 400 watts solar. DC compressor fridge. No inverter. 2 x 105 ah agm batteries . Life is good. Link to comment Share on other sites More sharing options...
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