When I leave my house for a walk, I don't take any keys. I won't tell you how I get back into the house, but it doesn't involve a key 🤣 (If you were a dedicated burglar, I'm sure you could figure it out. But there are at least 3 easier "ways in" that any rock could use.)
When I leave my house for a drive, I take only the key fob for what I'm driving.
When I leave my house to tow the trailer, an additional ring with 3 keys for the trailer (door, garage/battery, hitch lock) get attached to the truck key fob.
My wife has ALL of this in her purse at ALL times 🤪
P.S. I just checked my junk drawer. It has 20 keys in it. One of them is marked "safe". That should make things easier for the aforementioned burglar.
P.P.S EVERY password I have requires multi-factor authorization. Virtual threats loom MUCH larger in my imagination than physical.
I consider myself very lucky.