Jump to content

Insuring your Oliver


Recommended Posts

Since the replacement costs of the Oliver and worth keep going up. How does everyone go about making sure their policy will cover? We have had ours insured through State Farm for several years and it is pretty cheap but wanting to make sure we have adequate coverage due to upgrades and cost of replacement increases. Thought it would be a good discusstion. Any input would be appreciated.  

Cheers, 

Mike

- Mike


Nashville, TN


2018 Elite II - Spirit of Adventure Hull #308  - Toyota Tundra 


 

Link to comment
Share on other sites

travel trailer units for sale
Find Oliver Inventory Travel Trailers for Sale
View Inventory

We have a policy with Progressive currently that gives us full replacement up to five years. After that they give us what we paid or it. It is cheap and seemed to be what everyone was offering in our part of the country.

  • Like 1

Vincent, Ohio | 2022 Elite ll, Hull #1182, 2014 Ford F150 3.5L EcoBoost, Max Towing PKG

ALKYMSOHTNWVsm.jpg

Link to comment
Share on other sites

28 minutes ago, rideadeuce said:

Since the replacement costs of the Oliver and worth keep going up. How does everyone go about making sure their policy will cover? We have had ours insured through State Farm for several years and it is pretty cheap but wanting to make sure we have adequate coverage due to upgrades and cost of replacement increases. Thought it would be a good discusstion. Any input would be appreciated.  

Cheers, 

Mike

We also use Progressive but the coverage is "Agreed Value" which basically means we said we want it insured for a specific dollar value. We're the second owners and set the value at what we have into it so it wouldn't replace it with new but we would get our money out of it which works for us. Coverages can vary by state though and may not be identical based on your state of residence.

  • Like 4

2021 LE II - Hull 922 - 2013 Silverado 2500HD Duramax

Link to comment
Share on other sites

We use Auto Owners insurance and have increased Ollie's insured value three times, so far. Started out at what we paid for Ollie used in 2016, then with upgrades and continued increasing value, adjust insured value when needed. Never dreamed needing to increase our camper's value when we purchased Ollie. 🙂

2015 LE2

 

Link to comment
Share on other sites

Ive been using State farm. when i crashed the 2022 at the time i dont believe there were any other used LE1's on the market so they paid out enough to cover the increased cost of a 2023 with all the same factory upgrades.

  • Like 1

2018 F150 FX4 5.0v8 

2022 Oliver Elite Hull #1285

2023 Oliver Elite Hull #1434

Link to comment
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
×
×
  • Create New...