Rougebooks
Since you do not have a house built on the property, it appears you do not qualify for homeowners insurance coverage. My suggestion is you contact the State of Florida, Insurance Commissioners Office. To assist you, I am copying the contact information below. The Commissioner and those in the office cannot recommend a particular insurance, but most of the time they can tell you what type of coverage you should obtain. Once you have a clear path, I suggest you go to an insurance broker that can write coverage with multiple companies. Ask the broker to get multiple quotes. To keep costs down, I suggest you consider a high deductible. When making contact, I suggest you ask to talk to someone in Property And Casualty, since you want property coverage.
Best of luck!
Florida Office of Insurance Regulation Contact Information
Office of the Commissioner
Email: InsuranceCommissioner@floir.com
Phone: (850) 413-3140
Communications Office
Email: Press Office
Phone: (850) 413-2515
General Inquiries (Main Line)
Phone: (850) 413-3140
DFS Consumer Services (Questions/Complaints)
Email: consumer.services@myfloridacfo.com
Toll-Free Helpline (in FL): (877) 693-5236
Out-of-State Callers: (850) 413-3089
TDD Line: (800) 640-0886
Company Admissions
Phone: (850) 413-2575
Government/Cabinet Affairs
Phone: (850) 413-5042
Life & Health Business Units
Financial Oversight: (850) 413-3153
Market Regulation: (850) 413-3155
Product Review: (850) 413-3152
Property & Casualty Business Units
Financial Oversight: (850) 413-3148
Market Regulation: (850) 413-3155
Product Review: (850) 413-3146
Market Research & Technology
Phone: (850) 413-3147