I know my bank will help me recoup my losses in that event, however I would definitely check your bank before committing to any such program. As far as I am aware the TSD fuel card has a very similar setup as the Gasbuddy card. Somebody please correct me if I'm wrong, but I believe the card is linked to your bank account and the amount is auto drafted shortly after fuel purchases. Unlike say a shell credit card that is setup as an actual line of credit.